Find the Best Debt Review Company in South Africa

We’ve done the research, so you don’t have to. Compare NCR-
registered debt counsellors and choose with confidence.

Trusted by over 500,000 South Africans since 2016

96% of South Africa’s debt review companies reviewed

Performance data based on verified client reviews & fees

Safe and confidential - your details are never shared

Completely free to use with no hidden costs

Find the Best Debt Review Company in South Africa

We’ve done the research, so you don’t have to. Compare NCR- registered debt counsellors and choose with confidence.

  • 96% of South Africa’s debt review companies reviewed
  • Trusted by over 500,000 South Africans since 2016
  • Performance data based on verified client reviews and fees
  • Safe and confidential - your details are never shared
  • Completely free to use with no hidden costs

Choosing the right debt counsellor shouldn’t be a guessing game. Our independent research team has reviewed more than 300 NCR-registered companies across South Africa, giving you an honest, data-driven view of who truly delivers results

Choosing the right debt counsellor shouldn’t be a guessing game. Our independent research team
has reviewed more than 300 NCR-registered companies across South Africa, giving you an honest,
data-driven view of who truly delivers results

VIEW THE 2025 TOP 10

SA’s Top 10 Debt Review Companies

Discover South Africa’s most complete debt review guide.

We’ve analysed and ranked the leading companies to help you make an informed choice, based on experience, reputation,
client success, and registered NCR status.

GOLD

1. DEBT RESCUE

For more than 18 years, Debt Rescue has been changing the lives of South Africans burdened by debt. Rated as South Africa’s number one debt counsellor,
the company stands out for its personalised, people-first approach. Each client is matched with a dedicated relationship manager who oversees every financial detail with care and professionalism. This one-to- one support continues beyond standard hours, giving clients access to help when they need it most. Debt Rescue has assisted more than 80,000 consumers nationwide and maintains a 4.8-star Google rating based on over 500 reviews, reflecting exceptional service and results. Their philosophy is simple yet powerful: help clients pay what they can afford, protect what matters most, and rebuild lasting financial stability through empathy, structure, and proven experience.
VISIT WEBSITE

Duration in business

18+ Years in Business

NCR Registered

NCRDC474

Why People Choose Them

Dedicated Relationship Manager

96 %

Affordable Legal Fees

Experience

Client Support

Regulation

Reputation

Google Reviews

Silver

2. SKULDHULP

Skuldhulp is a respected Afrikaans-based debt counselling service that combines personal care with practical financial solutions. Every client is assigned a dedicated relationship manager who provides guidance from start to finish, ensuring full transparency and continuous support.
VISIT WEBSITE

Duration in business

2 Years in Business

NCR Registered

NCRDC3210

Why People Choose Them

Dedicated Relationship Manager

94 %

Affordable Legal Fees

Experience

Client Support

Regulation

Reputation

Google Reviews

BRONZE

3. DEBT THERAPY

Debt Therapy helps South Africans take back control of their finances quickly and confidently. Their service model is built on transparency and efficiency, guiding clients through each stage of the debt review process with professionalism and empathy. Known for helping people rebuild creditworthiness, Debt Therapy offers structure and reassurance to those ready to make a positive financial change
VISIT WEBSITE

Duration in business

18+ Years in Business

NCR Registered

NCRDC49

Why People Choose Them

Dedicated Relationship Manager

92 %

Affordable Legal Fees

Experience

Client Support

Regulation

Reputation

Google Reviews

4. DEBT SOLUTIONS 4U

Debt Solutions4U delivers tailored debt counselling that fits each client’s unique situation. Their advisers craft repayment plans designed to be realistic, affordable, and sustainable. The team’s practical, supportive approach helps clients restore long-term stability and move toward a healthier financial future.
VISIT WEBSITE

Duration in business

18+ Years in Business

NCR Registered

NCRDC2423

Why People Choose Them

Dedicated Relationship Manager

90 %

5. VANTAGE DEBT MANAGEMENT

Based in Cape Town, Vantage Debt Management is known for its meticulous, client-focused service. Their experienced Advisers work carefully to reduce repayment strain, protect valuable assets, and strengthen financial confidence. With a reputation for professionalism and precision, Vantage Debt Management helps clients take steady, measurable steps toward financial independence.
VISIT WEBSITE

Duration in business

18+ Years in Business

NCR Registered

NCRDC2955

Why People Choose Them

Dedicated Relationship Manager

88 %

6. SA DEBT HELP

SA Debt Help’s approachable and supportive team focuses on making the debt counselling process easy to understand and stress-free. Their commitment to honest communication and personalised assistance helps clients move from financial strain to recovery at a manageable pace. With a strong emphasis on affordability, they’re trusted for providing genuine, caring guidance.
VISIT WEBSITE

Duration in business

18+ Years in Business

NCR Registered

NCRDC418

Why People Choose Them

Dedicated Relationship Manager

85 %

7. HELP U DEBT COUNSELLORS

From their base in Bloemfontein, Help U Debt Counsellors offer clients nationwide access to personal, professional financial guidance. Their Advisers take time to understand each individual’s challenges and goals, crafting plans that bring structure and control back into daily life. Clients value their approachable nature and consistent communication throughout the journey to debt freedom.
VISIT WEBSITE

Duration in business

18+ Years in Business

NCR Registered

NCRDC2070

Why People Choose Them

Dedicated Relationship Manager

83 %

9. FREEDOM DEBT COUNSELLORS

Freedom Debt Counsellors provide clear, structured plans that help clients rebuild financial stability without overwhelming their budgets. Their focus is on creating repayment solutions that align with each person’s income and obligations. The firm’s calm, supportive process helps clients regain control and work steadily toward lasting financial freedom.
VISIT WEBSITE

Duration in business

18+ Years in Business

NCR Registered

NCRDC2463

Why People Choose Them

Dedicated Relationship Manager

80 %

10. DEBT GUIDES

Operating from Randburg, Johannesburg, Debt Guides specialises in guiding clients out of debt with patience and clarity. Their team believes in empowerment through education, ensuring that clients understand their financial path and progress confidently. With a balance of compassion and practical insight, they make the road to recovery straightforward and achievable.
VISIT WEBSITE

Duration in business

18+ Years in Business

NCR Registered

NCRDC2436

Why People Choose Them

Dedicated Relationship Manager

80 %

Compare the Top Debt Review
Companies Side by Side

See how South Africa's leading NCR-registered counsellors stack up on key factors
like customer rating, service quality, and fees - all in one simple view.

When you’re under financial pressure, it can be hard to know who to trust or where to start. Our goal is to make that decision easier. This transparent comparison gives you a clear view of how the top-rated debt review companies perform across service quality, affordability, and customer care. It’s a practical way to cut through confusion and find real help from the right people

Debt Rescue

Skuldhulp

Instalment Busters

Debt Therapy

Debt Solutions 4U

  • Affordable Legal Fees
  • Experience
  • Client Support
  • Regulation
  • Reputation
  • AVERAGE

4,96

4,84

4,7

4,62

4,58

Why Use Us?

Why Thousands of South Africans Trust Top10 Debt Review

Save Time

We rank the top
companies for you.

Trusted

Only NCR-registered debt
review companies listed.

Proven Results

Compare real reviews and
verified success stories.

Stress Less

Only experienced, compliant,
and transparent providers
included.

Educational Hub

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South Africa’s leading Debt
Review Comparison website.

Debt Rescue helped me reduce my monthly 
payments by 40%.
I’ve now been debt-free for 2

Francois, Pretoria

Dankie Cecelia. Jy en Skuldhulp het my uit

die donkerste put gehelp! Jou

omgee en menswees sal my

die res van my lewe bybly.

Christine, Randburg

I finally feel in control of

my finances again. Greg

has been there every

step of the way! Thanks Debt Rescue!!

Ayanda, Pietermaritzburg

How Debt Review Works

Debt Review in 4 Simple Steps

1

Free Assessment of your financial situation

2

Proposal to Creditors prepared on your behalf

3

Single Affordable Payment replaces multiple debts

4

Debt-Free in 36–60 Months with a structured repayment plan

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